Current Rates

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Purchase
Refinance

Refinance

30-Year Fixed-Rate - Refinance
Effective Date: February 26, 2021
RateAPRPointsPayment
3.250% 3.387% 0.625 $652.81
3.375% 3.463% 0.000 $663.14
3.500% 3.589% -0.500 $673.57

15-Year Fixed-Rate - Refinance
Effective Date: February 26, 2021
RateAPRPointsPayment
2.500% 2.750% 0.750 $1,000.18
2.625% 2.790% 0.125 $1,009.03
2.750% 2.899% -0.500 $1,017.93

FHA - 30-Year Fixed-Rate (Other Terms Available)
Effective Date: February 26, 2021
RateAPRPointsPayment
2.750% 3.972% 0.750 $687.36
2.875% 4.049% 0.250 $697.34
3.000% 4.148% -0.250 $707.41

VA Home Loan - 30- Year Fixed-Rate (Other Terms Available)
Effective Date: February 26, 2021
RateAPRPointsPayment
2.750% 3.101% 0.750 $612.36
2.875% 3.188% 0.250 $622.34
3.000% 3.296% -0.250 $632.41

Maximum Cash-Out Refinance - 30-Year Fixed Rate (Other Terms Available)
Effective Date: February 26, 2021
RateAPRPointsPayment
3.625% 3.731% 0.125 $684.08

Right Choice Home Loan - 30-Year Fixed-Rate (Other Terms Available)
Effective Date: February 26, 2021
RateAPRPointsPayment
3.375% 3.468% 0.000 $663.14

Hobby Farm - 30-Year Fixed-Rate (Other Terms Available)
Effective Date: February 26, 2021
RateAPRPointsPayment
3.250% 3.372% 0.375 $652.81

PMI Saver - 30-Year Fixed-Rate (Other Terms Available)
Effective Date: February 26, 2021
RateAPRPointsPayment
3.375% 3.468% 0.000 $663.14

Home Renovation - 30-Year Fixed-Rate (Other Terms Available)
Effective Date: February 26, 2021
RateAPRPointsPayment
3.250% 3.372% 0.375 $652.81

Non-Warrantable Condo - 30-Year Fixed-Rate (Other Terms Available)
Effective Date: February 26, 2021
RateAPRPointsPayment
3.250% 3.372% 0.375 $652.81

Golden Jumbo - 30-Year Fixed-Rate (Over $548,250)
Effective Date: February 26, 2021
RateAPRPointsPayment
3.375% 3.438% 0.250 $2,256.46

The information provided assumes the purpose of the loan is to refinance an existing single family detached home and will be used as a primary residence. The loan amount is $150,000 and the appraised value is $200,000. For Golden Jumbos, the loan amount is $548,250 and the appraised value is $625,000. The property is located in Oakland County, Michigan. There is an escrow account for property taxes and homeowners insurance. The rate lock period is 45 days and the assumed credit score is 740 or higher.

The monthly payment amount shown includes only principal and interest. The escrow for property taxes, homeowners insurance, flood and/or mortgage insurance if applicable are not included in the monthly payment amount. Your actual monthly payment will be higher with escrow account included.

The interest rates, APRs and points shown may change throughout the day due to varying market conditions. Rates effective as of February 26, 2021. Rates are subject to change. To get more accurate and personalized results, please call 800-353-4449 to talk with a loan expert.

 

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